Filene Research Institute

Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.

Boards of Directors

  1. Nvohk-ing business democracy

    There’s a lot to be said for having old folks around the board table making credit union decisions. They have tons of experience. They’re familiar with the institution, both its history and its operations. They tend to be risk-averse, which is actually pretty good for a financial institution. With few exceptions, they care … a lot.

    There’s a lot to be said for having younger folks around the table making credit union decisions. They have tons of ideas. They’re immersed in outside ideas and organizations. The right ones are ambitious and they care, too.

    categories » 30 Under 30, Boards of Directors, CU Tomorrow

  2. Is the US Credit Union Industry Overcapitalized?

    • William E Jackson III, PhD, Professor of Finance, Professor of Management, and the Smith Foundation Chair of Business Integrity, Culverhouse College of Commerce, University of Alabama
    • Dec 6, 2007 13 Comments
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    Credit union board members and employees are likely to measure their credit union using two metrics: asset size and capital ratio. For the former, bigger is always better; for the latter, there is a range of thought on what constitutes a reasonable capital level. Most credit unions have a general preference for more capital in the service of safety and soundness.

    categories » Boards of Directors, Lending, Management, Podcasts, Regulation and Deposit Insurance

  3. The Board’s Role in Credit Union Mergers

    • William A. Brown, PhD, Associate Professor, Bush School of Government & Public Service, Texas A&M University
    • Nov 9, 2007 1 Comment
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    Board members discharge a number of essential duties at credit unions. None more important than the role they take in the increasingly common credit union-to-credit union merger. Listen to this interview with Texas A&M Professor Will Brown the author of Filene Research Institute’s latest study on the topic:

    categories » Boards of Directors, Management, Podcasts

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