Filene Research Institute

Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.

Regulation and Deposit Insurance

  1. Manning Weighs in on Bank Practices

    Filene Research Fellow Robert Manning, weighs in on a CBS Evening News story about recent credit card practices at national banks.

    categories » Filene News, Regulation and Deposit Insurance

  2. Banks … one step ahead

    Suzeorman

    Melissa Troiano, 30 Under 30 member, Bridgeway FCU

    Spokes people can be very influential in swaying the public’s opinion and influencing their decisions, which is probably why the FDIC hired Suze Orman.

    With the current economic situation relative to the melt down of many of the county’s large “banks,” many people are afraid for the safety of their money. This in my opinion is THE perfect time for Credit Unions to stand up with a national campaign to promote the safety of our members’ money! However, not much is currently being done to tout the Credit Union experience.

    categories » 30 Under 30, Regulation and Deposit Insurance, Safety and Soundness

  3. Is the US Credit Union Industry Overcapitalized?

    • William E Jackson III, PhD, Professor of Finance, Professor of Management, and the Smith Foundation Chair of Business Integrity, Culverhouse College of Commerce, University of Alabama
    • Dec 6, 2007 13 Comments
    Jacksoncover_chapter_web

    Credit union board members and employees are likely to measure their credit union using two metrics: asset size and capital ratio. For the former, bigger is always better; for the latter, there is a range of thought on what constitutes a reasonable capital level. Most credit unions have a general preference for more capital in the service of safety and soundness.

    categories » Boards of Directors, Lending, Management, Podcasts, Regulation and Deposit Insurance

Blog Categories