Filene Research Institute

Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.

Unite

A Relationship Pricing Program

Unite is a relationship pricing program that will allow a group of credit union members to benefit from the collective value of participating in specific credit union products and services. This “friends and family” type of program is designed to change behavior in product usage. Members create their own Unite group, and product usage, including checking accounts, debit and credit cards, online bill payment, etc. qualify the group to earn points. These points are tracked for the entire group, and as certain point thresholds are reached, everyone benefits.

Unite will also help introduce new members to the benefits of credit union membership, retain existing members, expand consumption of products and services per member, and ultimately help create credit union advocates in the community.

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