Filene Research Institute

Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.


NEW! The S-Card: Save a Little, Spend a Little

Using an idea from Sylvan C. Coleman, Professor of Financial Management, and Senior Associate Dean of Harvard Business School, Peter Tufano, the Save a Little, Spend a Little program is geared towards encouraging gifting savings.

Tufano asserted that saving should be as easy as spending and gifting savings to a young person should be a simple process.

Our solution is a reloadable card that could separate out spending, savings and charitable donations, all with the protection of parental control. The S-Card (super card) will allow for multiple pockets of funding, helping children learn about all aspects of financial management. Additionally, the parent will be able to create matching rewards for savings and charity goals that their child achieves.

Check back for more information about the Save a Little, Spend a Little project, contact one of the team members, or post a comment or question below!

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