Filene Research Institute

Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.

Research Publications

  1. Responsible Debt Relief

    • Robert Manning, PhD, research professor and director of the Center for Consumer Financial Service, Rochester Institute of Technology
    • Jul 2, 2008 1 Comment
    Rows_of_houses_manning_web

    In Responsible Debt Relief (RDR): An Algorithmic Assessment of Household Debt Capacity and Repayment Capability, Robert Manning, director of the center for consumer financial services at the Rochester Institute of Technology, introduces the concept of RDR. RDR is an algorithm that statistically estimates the net return to creditors and guides consumers to the debt reduction plan that best matches their financial situation. Dr. Manning is one of the country’s leading experts on America’s ever expanding debt phenomenon. Listen to his recent interviews on NPR:

    All Things Considered Interview

    Marketplace Interview

    categories » Life Cycle and Evolution of Credit Unions, Marketing, Consumer Behavior and Market Research

Comments

1

    • Jeff Jones
    • Oct 22, 2008

    thanks for the 9/30 letter regarding suggested reading

    Link to this comment

Post a comment

  • ( optional )

  • How many minutes are in an hour?

    For numeric answers, simply type in the number
    (e.g. What is five times five? Answer: 25)

    We're annoyed by questions like this too, but we're even more annoyed by spam (except the yummy canned kind).

  • Logged-in users can attach files to comments and aren't required to answer spam protection questions.

  • Submit

Read the full report:

Related Links

Related Research