Preview: Center of Excellence for Growth

Tokenized money is moving closer to the financial system credit unions already use, with banks, networks, and vendors building much of the infrastructure behind it. This post looks at what that shift means for credit unions, including access to new rails, competition for deposits, and how credit unions can prepare and help shape what comes next.

The second blog in the series shares insights from the working group’s second session, including why surveys matter, their limitations, the approaches participating credit unions are taking, and what is needed.

Employer-sponsored small-dollar loans can offer employees a safer, more affordable way to manage financial stress while giving credit unions a new path to deepen community impact and member relationships. Filene’s research with the FINRA Foundation explores how these programs work, what borrowers value most, and what credit unions should consider before building one.

The first blog in the series shares what surfaced in the working group’s kickoff session, including why credit unions want to measure financial well-being, what they are measuring today, and where the biggest challenges remain.