Ep. 44: "Is your credit union ready to welcome me?" with Dreamer Kenia Calderon

Diversifying Demographics: The episode discusses the importance of credit unions diversifying their member base by targeting younger demographics like immigrant and Latino communities to lower the average member age.

Success with ITIN Lending Programs: A credit union in Iowa is highlighted as a success story, having implemented an ITIN lending program to serve the Latino community, resulting in membership growth and increased revenue.

Strategic Approach: The speakers emphasize the need for a strategic approach in serving diverse communities to meet overall credit union goals, such as growing loan portfolios and staying relevant.

Political Environment: While there's mention of concerns about the political environment regarding immigration, many credit unions are taking a positive stance and actively seeking to serve immigrant populations.

The Business Case for Inclusivity: The episode underscores that serving immigrant and Latino communities is not only a matter of social responsibility, but also makes good business sense for credit unions, and it encourages them to improve accessibility and inclusivity.