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The Problem

Informal lending relationships allow borrowers the opportunity to meet their immediate financial needs; however they carry a tremendous amount of risk of re-payment for the lender. Additionally, the borrower receives no credit for their payment history, eliminating the ability to leverage these relationships in building a positive credit history. 

The Solution

A customized website that tracks informal financial relationships and formalizes payments, ensuring accountability for payments while simultaneously building a credit history. 

Filene i3 Demo Denver- Emerge Financial from Filene Research on Vimeo.