Factors Contributing to Failures of Credit Unions and Banks, 1980–2018

Executive Summary

This report modeled nearly 40 years of data to identify the key factors most closely associated with failures, why credit unions outperformed banks in this area, and what we can learn to prevent future failures. We review credit unions and banks across asset size ranges and time periods to identify lessons learned and potential predictive tools.

Filene thanks its members and Inner Circle sponsors for helping support this research from the Center for Performance & Operational Excellence.