Report
#590
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Members
Alternative Underwriting for Growth, Equity, and Well-Being
The ability to expand lending portfolios, remain competitive in the financial landscape and provide a quicker experience for the borrower are just a few of the reasons that adoption of alternative underwriting models has grown significantly among financial institutions and fintechs. In this report, we draw on survey and interview data to explore how alternative underwriting models can be implemented to improve financial inclusion without reinforcing existing inequalities.