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All Things Payments

Why All Things Payments

The stakes for credit unions have never been higher. Emerging payments technologies create new opportunities while also putting pressure on credit union deposit strategies and interchange revenue. Amazon and Walmart are exploring launching stablecoins that could financially impact credit union’s bottom line. OpenAI’s Instant Checkout with PayPal will allow users to buy in a single, streamlined ChatGPT experience. AI-powered fraud is accelerating faster than defenses can keep up.

No single credit union can solve the payments puzzle on their own. The All Things Payments Center brings together the industry's best thinking: academic rigor, practitioner insight, and collaborative problem-solving to help credit unions not just survive these disruptions but lead through them.
Mark Meyer
President + CEO
Filene Research Institute

From Confusion to Competitive Clarity

The All Things Payments Center cuts through the noise with unbiased CU-guided research that will help credit unions look forward to navigate competition and technological tradeoffs to build a payments roadmap that will meet the evolving expectations of their members. Filene will examine critical questions including:

  • Where does our credit union stand competitively in payments and what should we prioritize?
  • Which payment innovations (tokenization, stablecoins, etc.) will impact our members?
  • What do members actually expect from their payments experience and how do we deliver it?

Questions the Center for All Things Payments Will Cover

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Blog |

Thinking Forward: Keeping Payments SIMPLE in a Rapidly Changing Landscape

For credit unions, staying relevant in this evolving landscape means understanding not just how payments work, but how people want to pay. Six key trends—Social, Invisible, Mobile, Personal, Live and Empowered—capture how consumer behavior is evolving and what it means for the future of member engagement. While examining these trends, we'll use examples from across the globe; these may show possible futures for America's credit unions.
Report #653 | Members

Global Payment Innovations: A Research Brief for U.S. Credit Unions

  • Ann Wessling
*25-Minute Read: Co-designed with the World Council of Credit Unions (WOCCU), this brief aims to deliver an in-depth report that compares leading payment innovations worldwide, analyzes the technological and regulatory drivers behind these advancements, and derives actionable lessons for U.S. credit unions by examining models and regulatory environments from selected countries.
Report #650 | Members

SIMPLE Payments: Six Consumer Payment Trends Credit Unions Must Embrace

The future of payments is here, and credit unions must move fast to keep up. The SIMPLE Payments framework reveals six important trends reshaping how members pay and interact with money. This brief shows how credit unions can embed payments into daily life, deliver real-time experiences, and thrive in a digital-first world.

Filene's Center for All Things Payments is generously sponsored by:

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