Browse by Type

FinTech Catalyst Incubator

Want to help test tomorrow’s disruptors? We’re putting FinTech companies to the credit union test.

FinTech Catalyst Incubator Details

We know that in this rapidly changing market the credit union system of the future will not look the same as it does today. The FinTech Catalyst Incubator invites you to test the up and coming fintech products so credit unions can innovate, grow, and better serve their members.

The FinTech Catalyst Incubator eliminates the front end risk of testing new products and ideas for credit union members while accelerating decision-making and credit union growth.

How does the Incubator work?

Each fintech product or service will be tested by a group of up to 12 credit unions of varying asset sizes, locations, and consumer demographics for six months. During this time, participating credit unions will offer their members the new fintech product or service while receiving tools and support from Filene to test a unique hypothesis.

These credit unions get a head start on bringing needed solutions to their communities and can shape final outcomes by sharing feedback and insights throughout the testing period. Research findings, including next steps and launch recommendations for viable products, will be published by Filene upon completion of the testing period.

Help shape the credit union future!

When you become a tester in the FinTech Catalyst Incubator you’ll get:

  • The tools and support to forge a testing and innovation culture at your credit union.
  • The opportunity to share feedback and insights that could impact the future of this product, or even the broader credit union space.
  • The chance to offer your members a product or service that no one else can.
  • Research findings and credit union specific test results to help you make the right decision for your credit union and its members.

Look through all of the test findings!

Filene has been incubating ideas over the last five years and assisted with the creation, launch, testing and adoption of more than 15 products and service innovations in over 100 credit unions across the U.S. and Canada.


Test with us

The world is changing in exciting and unpredictable ways and credit unions need to be proactive about preparing for an uncertain future. ​Accelerate innovation and reduce risk in one of Filene’s Incubators.

Gamification Report

Get in the game

Gamification has already gained popularity in several industries and financial institutions can apply game thinking to strengthen membership engagement or change the behavior of a targeted member group.

FinTech Catalyst Incubator: Spartacus


Through a partnership with TruStage Ventures, Filene Research Institute continues the work of the FinTech Catalyst Incubator to test promising concepts that could make a difference in the credit union marketplace. In this report we analyze the desirability and feasibility of Spartacus and if it can help consumers protect their privacy and prevent identity theft.


Help Members Save More

Understand the desirability and feasibility of Finhabits and how it can help members’ save for retirement, meet other financial needs, and build confidence in their knowledge of investing.

Keep Exploring