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Confidence in Borrowing Spring 2018

Filene's annual report on consumers' confidence in borrowing relies on recurring national surveys to measure consumers' attitudes about debt and borrowing. This latest survey indicates that consumer confidence remains relatively constant since the previous survey.

Executive Summary

Filene conducts a biannual national survey to gather insights on consumer confidence in borrowing and publishes the results annually. Understanding consumers’ confidence in borrowing helps the credit union system better anticipate the loan market. Recent survey data suggest that although there are few changes among potential loan consumers, the attitudes and reasoning behind consumer decisions are becoming more apparent.

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