Report #401
|
|
Members
|
Sign In
Credit Unions: Financial Sustainability and Scale
In this report, we define credit unions’ financial sustainability as their being able to: (1) offer attractive terms and interest rates indefinitely for a broad range of financial products, (2) remain relevant in the financial lives of their members, and of Americans as a whole, by maintaining constant, or growing, market shares, and (3) maintain capital per asset ratios that are sufficiently high to withstand periodic shocks, such as economy-wide increases in loan losses.
Related Content
-
Report #622 |Year Two Lab Results: Flow
-
Doug Leighton
-
Maddie Gunderson
Competition in the payments space continues to heat up. That's why the lab* at Filene partnered with Flow to test their platform on its ability to enable credit unions to communicate with the members when they are most engaged—at the point of sale with their card. -
-
Research Event |EDGE 2025
Las Vegas, NV
Registration is now open for Trellance's EDGE event, in partnership with CUDX and Filene. This event aims to inspire and ignite innovative thinking by showcasing the latest advancements, cutting-edge trends and emerging technologies, thus enabling attendees to envision and create the future. -
Blog |big.bright.minds. 2024 Recap
Last week nearly 400 credit union leaders and industry experts gathered in San Diego—marking one of our most impactful big.bright.minds. events to date! Thank you so much for our members and supporters for making it a resounding success due to your incredible energy and invaluable insights. Let's celebrate the highlights with a recap of the key sessions presented by our Filene Fellows! -
Report #621 | | MembersGenerative AI: How Credit Unions Can Adopt Gen AI to Benefit Employees and Members
-
Lamont Black
-
John Best
*25-minute read—Generative AI could transform the way that credit unions provide financial services. In this brief you will learn how credit union leaders are approaching Gen AI, from thinking about their organizational structure and culture to prioritizing use cases and implementation strategies. -
Lamont Black