Report #401
|
|
Members
|
Sign In
Credit Unions: Financial Sustainability and Scale
In this report, we define credit unions’ financial sustainability as their being able to: (1) offer attractive terms and interest rates indefinitely for a broad range of financial products, (2) remain relevant in the financial lives of their members, and of Americans as a whole, by maintaining constant, or growing, market shares, and (3) maintain capital per asset ratios that are sufficiently high to withstand periodic shocks, such as economy-wide increases in loan losses.
Related Content
-
Report #595 | | MembersCreating an Innovation Strategy that Drives Differentiation and Member Loyalty
-
Lerzan Aksoy
-
Gina Woodall
This marks the second year of the Credit Union Innovation Success Study. It is part of a broader six-year effort—the American Innovation Index™—that measures innovation in the US economy by quantifying the experiences of the customers from over 200 brands. -
-
Blog |Thinking Forward — How Changes in Consumer Savings Are Intensifying the War for Deposits
Today's challenging economic environment with higher prices due to inflation continues to put a strain on consumers' ability to save and is weakening the average American's financial health. In our latest Thinking Forward newsletter, Filene experts Taylor Nelms and Caroline Vahrenkamp provide insights on consumer savings trends since the pandemic and how this can impact credit unions in an already highly competitive war for deposits.
-
Report #591 | | MembersCredit Union Financial Performance Indicators, 2023 Q1
-
Mike Higgins
Review the credit union system’s collective financials from Q1, 2023, and dive into insights on key findings and trends to help your credit union make adjustments.
-
-
Report #580 | | MembersCredit Union Financial Performance Indicators, 2022 Q4
-
Mike Higgins
Review the credit union system’s collective financials from Q4, 2022, and dive into insights on key findings and trends to help your credit union make adjustments.
-
