This five-part Housing Innovation Series provides an essential roadmap for addressing the critical lack of affordable housing and homeownership in communities. These reports detail a range of actionable financial strategies, focusing on innovative approaches to funding housing supply—such as specialized development financing, regional investment funds, and creative land acquisition—and explore new mortgage models and shared equity arrangements to expand long-term access and affordability.
There are nearly 500 CDFI-certified credit unions nationwide, all dedicated to strengthening their communities and expanding financial inclusion. This brief takes a closer look at both the opportunities and challenges of CDFI certification and what it means for credit unions, their members, and the communities they serve.