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Report #635 | Members
Artificial Intelligence Innovation

A Blockchain and Digital Asset Primer for Credit Unions

*25-minute read—This blockchain primer provides an overview of the key aspects of blockchain technology and digital assets, and the various ways blockchain has been used to date. The primer also gives an overview of how decentralized finance is already being used in financial services and some of the ways credit unions can begin to leverage this technology.
Report #404 | | From the Archives Members

Blockchain Beyond Bitcoin: Insights for Credit Unions

  • Bruce Cahan

Blockchain technologies and cryptocurrencies are revolutionizing the way people perceive and interact with money. Credit unions should focus on gleaning value from these technologies to grow their business.

Blog |

Resources on Credit Union Taxation

This curated collection of resources provides research on credit union taxation case studies from other markets across the world, history on what makes credit unions different, and resources for how credit unions can better leverage their tax-exempt status to benefit members and market their differences.

Blog |

Resources on Credit Union Taxation

This curated collection of resources provides research on credit union taxation case studies from other markets across the world, history on what makes credit unions different, and resources for how credit unions can better leverage their tax-exempt status to benefit members and market their differences.
Report #304 | | From the Archives Members
Culture

Patronage, Loyalty, and Credit Unions’ Shared Surplus

Healthy credit unions generate surplus in the form of net income every year. As cooperatives, they should use that surplus to reward and encourage loyalty, return value to members, and build a differentiated value proposition.

Report #192 | | From the Archives Members

A Comparison of Bank and Credit Union Pricing

This study compares bank and credit union pricing models to determine where consumer would benefit most on deposit and loan rates.

Report #139 | | From the Archives Members

Impact of Taxation on Credit Unions in Australia

What can U.S. credit unions learn from Australian credit unions? Plenty. This report delves into the experiences of Australian credit unions during their transition from tax-exempt to taxed entities.

Blog |

Resources on Credit Union Taxation

This curated collection of resources provides research on credit union taxation case studies from other markets across the world, history on what makes credit unions different, and resources for how credit unions can better leverage their tax-exempt status to benefit members and market their differences.
Report #192 | | From the Archives Members

A Comparison of Bank and Credit Union Pricing

This study compares bank and credit union pricing models to determine where consumer would benefit most on deposit and loan rates.

For the Center for Leadership, Strategy & Governance, one of the most pressing areas to dig into was in the realm of credit union governance. Center fellow, Dr. Amy Hillman, fielded a 43-question governance practices survey where credit union leaders answered questions relating to board size and makeup; director selection, education, and assessment; board responsibilities and benefits; board meetings; and CEOs/Presidents.

Report #645 | Members
Board Governance

Credit Union Boards, Govern Thyself

*15 Minute Read: Discover what today’s most experienced credit union board chairs and CEOs say boards must do to govern not just their credit unions—but themselves. This brief reveals powerful insights and best practices to help boards elevate their strategic impact through stronger self-governance.
Report #623 | Members
Board Governance

Credit Union Governance Landscape

Bringing nearly three decades of both academic research and practical experience as a board member, Dr. Hillman has contextualized survey results with governance best practices for credit union leaders to consider as they continue to shape their board to be a strategic asset.

To help credit unions better understand where they are in their social impact journey, Filene has partnered with Callahan & Associates to develop the Social Impact Dashboard—launching Summer 2024!

In a recent Filene survey among credit union professionals, respondents shared three of the biggest threats facing the industry including, "attracting younger members," "losing relevancy," and "competition with big banks and Fintechs." This fear of future growth and sustainability for credit unions is what inspired the focus of Filene's newest research centers.

We've all heard the headlines of soaring housing prices which have outpaced the rise in income, increasing mortgage rates and a shortage of affordable housing options. As mission-driven organizations, credit unions must determine how tackling the housing issue in their communities fits into their current social impact strategies.

Your Filene membership connects you to a community of growing, innovation-minded credit unions dedicated to thinking forward and changing lives.

Blog |

Q3 Quarterly Action Plan

Dive into upcoming research, join conversations on the hottest topics facing credit unions today and learn more about connecting with industry leaders at Filene events. Click to view our full plan below to see what's coming from Filene throughout Q3!

Follow Filene's new step-by-step innovation series to help your organization drive continuous growth.

Report #615 | Members
Innovation Benchmarking and Key Performance Indicators

Innovation Matters: A Short Guide to Different Perspectives on Creating a Culture of Innovation

Our new Innovation Matters video series features four credit union leaders sharing how they became more competitive and enhanced their member service through creating cultures of innovation. We’ve captured their top three lessons learned in our summary guide, making it easier for you to share their key takeaways throughout your credit union.
Report #541 | Members
Innovation

Innovation Matters

To remain competitive and grow market share, credit unions must find solutions through reassessing their business innovation models. This report demonstrates an approach to thinking and rethinking the credit union business model building blocks in order to drive future growth.

Any credit union building a comprehensive AI policy should start by establishing a code of conduct or ethical guidelines pertaining to its use. The potential for AI to deceive or manipulate people is arguably unprecedented and necessitates thoughtful consideration about its deployment strategies.

Report #639 | Members
Artificial Intelligence Strategy and Planning Innovation Benchmarking and Key Performance Indicators

The AI Adoption Journey: A Survey of Credit Union Leaders

*20-Minute Read: Artificial intelligence (AI) is transforming the digital economy, and credit union leaders are navigating pivotal decisions on how to integrate AI into their business models. This report shares insights from a survey of 110 participants across 78 organizations, highlighting early trends, emerging strategies, and the positive potential of AI to empower members, employees, and leadership, while encouraging credit unions to evolve and refine their AI approaches.

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